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Debt Collection and Garnishments
Protecting Your Assets
New Laws Protect Public Benefits from Bank Account Garnishments New state and federal laws protect two months of public benefits, such as Social Security, Veterans Benefits and other public benefits from bank account garnishments. Read more here.
By: Lane County Legal Aid and Advocacy Center
Are You Afraid Creditors Will Garnish Your Bank Account? Information about income sources that you may be able to protect from garnishment by creditors and what to do about it.
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Spanish / Español
Challenge to Garnishment Forms
(Separate Website)
A link to the Oregon Department of Justice page with various Challenge to Garnishment forms.
By: Oregon Department of Justice
Filing a Challenge to Garnishment and Exempt Wages, Money, & Property
Instructions on how to use a Challenge to Garnishment and a list of wages, funds, and property that are exempt from collection in Oregon.
By: Legal Aid Services of Oregon
Other Formats:
PDF File
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How to Protect Your Assets from Creditors in Oregon If you owe money to a creditor, who is trying to collect the debt by taking your property or money, some of your assets are protected by law.
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How to Tell a Financial Institution that You Have Deposits Protected from Garnishment Information about funds not subject to garnishment and instructions for how to tell a financial institution that you have deposits that are protected from garnishment. A sample affidavit for notifying financial institutions about these funds is attached.
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If a Creditor Takes You to Court for Unpaid Bills
An excerpt from the Unpaid Consumer Bills booklet.
By: Legal Aid Services of Oregon
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Disability Information - Children
(Separate Website)
This national center provides information on disabilities, with a special focus on children and education issues.
By: NICHCY
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Spanish / Español
Disability Resources
(Separate Website)
Disability Resources is a nonprofit organization that reviews and reports on disability resources throughout the country. The Oregon page contains an extensive list of resources: state agencies, advocacy organizations, technology resources, and support organizations for individual disabilities.
By: DisabilityResources.org
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Spanish / Español
Governor's Advocacy Office (Ombudsman)
(Separate Website)
The Governor's Advocacy Office at the Department of Human Services is part of the Department's Director's Office and serves as the Ombudsman for the Department's programs and services. The Children's Ombudsman is also located in this office.
By: State of Oregon Department of Human Services
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Keeping Utilities Going in Households with Persons Needing Ongoing Medical Care
(Separate Website)
Does someone in your household require ongoing medical care? Are you worried your electric, natural gas or telephone service might be disconnected? If you are, you should know that Oregon's regulated utilities offer a program to allow special payment arrangements to avoid having your telephone, electric and gas service from being shut off if you fall behind on paying your bills. If you have questions about this program, call the Oregon Public Utility Commission, Consumer Section at 1-800-522-2404.
Oregon Employment Initiative Program
(Separate Website)
This program allows people with disabilities to go or return to work while keeping their independent living support benefits.
By: Oregon Department of Human Services
Oregon Seniors & People with Physical Disabilities (SPWPD) Offices
(Separate Website)
A list of DHS (Department of Human Services) branch offices that provide services to seniors and people with disabilities.
By: Oregon Department of Human Services
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Programs and Services for Seniors & Persons with Disabilities - Oregon Department of Human Services
(Separate Website)
Programs and services available to assist senior and people with disabilities, including: Alzheimer's Resources, For Family Caregivers, Community-Based Care, Help in Your Home, Spousal Impoverishment Law, Estate Administration Program, Elder abuse Investigation, Elder Financial Exploitation, Financial and Medical Assistance.
By: Oregon Department of Human Services
The Aging and Disability Resource Connection (ADRC)
(Separate Website)
The Aging and Disability Resource Connection (ADRC) is a resource directory for Oregon families, caregivers and consumers seeking information about long-term supports and services.
By: State of Oregon Department of Human Services
Need Help Finding Health Resources?
(Separate Website)
Oregon Health Connect can assist Oregonians who may not know which health program or service best fits their needs. Links and information about health care reform, how health insurance in Oregon works, health care services, health clinics, and insurance options. Toll-free number: 1-855-999-321.
By: Oregon Health Authority and the Dept. of Consumer Resources
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Oregon SafeNet
(Separate Website)
Oregon SafeNet links low-income Oregon residents with health services, including routine & urgent medical care; immunizations; well-child care; pregnancy tests & prenatal care; and urgent and routine dental care. Call 1-800-SAFENET (1-800-723-3638).
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Disability Rights Oregon
(Separate Website)
Disability Rights Oregon is a non-profit law firm providing protection and advocacy to individuals with disabilities, including assistance in the area of employment.
By: Disability Rights Oregon
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Disability Law Handbook
(Separate Website)
This handbook is a broad overview of rights and obligations under federal disability laws. This handbook is intended to inform rather than to advise. You should consult an attorney for advice about your particular situation. By DBTAC Southwest ADA Center.
Guide to Mental Health Law in Oregon
(Separate Website)
Information about the mental health system in Oregon.
By: Disability Rights Oregon
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